What is Disability?
To approve for disability benefits in the Canada Pension Plan (CPP), a disability should both “Severe” and “Prolonged” and it should prevent you from being able to work at any job on a regular basis
- Severe means which have a mental or physical disability that regularly stops you from doing any types of substantially gainful work.
- Prolonged means your disability is long term and of indefinite duration or is likely to results in death.
The “severe” and “prolonged” criteria should be met simultaneously at the time of application, there is no particular description of “disability” in Canada, still if you eligible for disability on other government programs or from private insurers, it may not important to be eligible for a CPP disability benefits
Based on your application and supporting documents CPP medical judges will conclude, whether your disability is both severe and prolonged.
To qualify for Canada Pension Plan (CPP) disability benefits, such as
You should eligible to severe and prolonged disability
Meet the CPP contribution requirement
Should be under the age of 65
Four of the latest six years
Three of the latest six years if you have contributed at least for 25 years
CPP Disability Benefits
Services and Information:
Living with a disability – Services and financial benefits to assist people with disabilities and their families
Child Disability Benefits: Establish if you are eligible to tax-free benefits for families caring for a child with a disability
Canada retirement plan disability profits: you will be eligible for the subject benefit if you’re unable to figure due to a disability
Federal excise gasoline tax refund program
You can apply for a refund for some gas you buy if you have a mobility impairment which avoids the use of public transport
Canda Penstiom Plan children’s benefits
If you are eligible for Canada Pension Plan disability benefits, then you can apply for these monthly payments and have eligible dependent children below the age of 25 in your custody and care.
Disability Savings and Bonds
It fetches the Information about how the government can help you to save by contribution to your Registered disability saving plan
Disability Award: it consents a tax- free money award for injured Canadian Forces members or veterans with Associate in Nursing injury or health problem ensuing from military service
Disability Pension: if you’re eligible to War service veteran, Civilian, Royal Canadian Mounted Police member, Canadian Forces members
Education Funding for individuals with disabilities: links to services, benefits, and programs to assist individuals with disabilities and their family
Canada Pensions Plan Disability Benefit- After Applying:
After you’ve applied
It takes about 4 months for the decision to be made from the receive date of your application and all necessary documents. A staff member of CPP will call to explain about application processes and type of information needed from you.
CPP Medical advice may also ask you for additional information. As they seek more information, they have very little control over how quickly we receive it.
If your application takes more than 4 months without any updates, you can contact CPP customer care for knowing your application status
When we can expect to receive these disability benefits:
If you are eligible for all the terms of Canada Pension plan (CPP) legislation, then you can expect disability benefits from 4th month after the month you are determined to be disabled.
You may receive up to maximum 12 months of retroactive payments and your monthly payments will be deposited directly in your financial intuition
Note: the Account must be in your name and the joint account is not accepted.