About Pradhan Mantri Sukanya Samriddhi Yojana Scheme:
Indian Prime Minister Shri Narendra Modi is launched one of the popular Indian government schemes called Sukanya Samriddhi Yojana. The main aim of this scheme is saving the girl child percentage in the country through this scheme you can save money for her higher education and also for her wedding expenses. The public will accept this scheme very well and it can help as financial security also money dependency on women. This wonderful scheme was launched in 2015 January
Features for PM Sukanya Samriddhi Yojana Scheme:
- Sukanya Samriddhi Yojana is availed for any girl child having 10 years or less
- The account can be maturity after 21 years from the date of opening account
- Rs 1, 50, 000 is the maximum amount can be deposited in the account
- The account can open any post office also at authorized banks
- This scheme has 8.6% interest per annum which is more than other schemes in the market.
- If the girl child gets 18 years then the partial withdrawals can do for her marriage or higher studies
- This scheme account can be open by the parents or guardian of the girl also operated until the age of 18 years
- Sukanya Samriddhi Yojana is the movable deposit scheme means it can transfer from authorized bank to another bank also from post office to bank and vice versa
- For one girl only one account, multiple accounts are not allowed
- The girl reached 18 years then up to 50% deposit amount can be prematurely withdrawn for her purposes
- If in case the account not credited with the amount by the given date then you have to pay Rs 50 extra
- If the sukanya samriddhi yojana account is not closed after the account maturity (or girl child turns 21 years) money not withdrawn then account continues to earn the interest
How to open Sukanya Samriddhi Yojana account:
- The sukanya samriddhi yojana account can open in any post office also the public and private banks in the country.
- The pradhan Mantri sukanya samriddhi yojana account application form can be available at any of the post offices and banks. Fill up the form carefully and submitted it with the required documents.
- The officer will verify the details once and approve the account opening. The depositor of the account should be the parent or guardian of the girl child.
- This Sukanya Samriddhi Yojana scheme comes from the Finance ministry and aimed to give support women at the financial status in a country also her education and development.
Documents required for Sukanya Samriddhi Yojana account:
These are the documents need to submit at the time of Sukanya Samriddhi account opening.
- Sukanya Samriddhi Yojana account opening application form
- Address proof of depositor: passport, driving license, Ration card, Electricity bill, Telephone bill
- Birth certificate of girl child
- Identity proof of depositor: Passport, Ration card, Pan Card, Driving license
Eligibility for opening Sukanya Samriddhi Yojana account:
- The account is open on the name of a girl child and it is operated by the parents or guardians.
- This sukanya samriddhi yojana account can be available at any time before the girl child reaches the age of 10 years
- As the grace period, a girl child who was born on February 2nd, 2003 to December 1st, 2015 is eligible to get a Sukanya Samriddhi account
The interest rate on Pradhan Mantri Sukanya Samriddhi Yojana account:
This scheme gives an attractive interest to the account holders. The present or current interest offered by the government 8.4% per annum and at the starting stage of this scheme gives 9.1% interest in 2015 to 2016.